Everything You Need for Financial Freedom

Log every peso you spend with one tap. Automatic categorization makes it effortless.

Set budgets by category and get real-time alerts when you're close to limits.

Track all income sources including salary, freelance, and passive income.

Create visual savings goals with progress tracking and milestone celebrations.

See your complete financial picture with assets, liabilities, and net worth history.

Never miss a payment with smart reminders for bills and subscriptions.

Automate logging of regular expenses like rent, subscriptions, and utilities.

Manage all your bank accounts, e-wallets, and cash in one place.

Know exactly how much you can spend after bills and savings goals.

Find any transaction instantly with powerful search and filters.

Track all your subscriptions in one place. Flag unused ones and see total monthly cost.

Manage debit, credit, and prepaid cards. Track limits, due dates, and card-linked spending.

Plan big purchases with target amounts and progress tracking. Prioritize by need.

Add property, vehicles, and valuables to your net worth for a complete financial picture.

Track your rotating savings groups, contributions, and payouts.

Monitor installment payments for gadgets, appliances, and more.

Plan and allocate your year-end bonus wisely before it arrives.

Track Christmas money received and given throughout the holiday season.

Multi-currency support with remittance tracking and family budgets.

Budget for town fiestas and family celebrations in advance.

Plan spending for when OFWs come home for vacation.

Track debts owed to you and by you with payment reminders.

Monitor contributions, estimate benefits, and calculate brackets with 2024 rates.

Track contributions, coverage status, and compute premiums by salary bracket.

Monitor contributions, calculate MP2 savings growth, and estimate benefits.

Calculate income tax with current brackets. Track quarterly filings and deductions.

AI automatically categorizes your expenses with 95% accuracy.

Get personalized insights about your spending patterns and habits.

AI recommends budget amounts based on your income and history.

Predict monthly expenses before they happen based on patterns.

Get alerts for unusual transactions or spending spikes.

AI suggests optimal savings amounts based on your cash flow.

A personalized score that tracks your overall financial wellness.

Daily personalized tips to improve your financial habits.

Detailed monthly breakdowns of income, expenses, and savings.

See your complete financial journey at year end.

Deep dive into spending by category with trends over time.

Track how your net worth changes over months and years.

Export income and expense data for tax filing.

Monitor if your spending grows faster than your income.

Calculate monthly payments and total interest for loans.

Calculate your ideal emergency fund size.

Track rewards and find the best card for each purchase.

Visual calendar showing all upcoming bills and due dates.

Save templates for frequently logged transactions.

Export your data to CSV or PDF anytime.

Full functionality even without internet connection.

Convert between currencies with live rates.

Extend Neemo with mini-apps from our marketplace. Install tools built by the community.

Lock Neemo with PIN or Face ID/fingerprint. Auto-lock after timeout for extra protection.

Create your own expense and income categories, subcategories, payees, and color-coded tags.