Privacy Policy

Last updated: January 2025

Our Commitment to Your Privacy

At Neemo, we believe your financial data is sacred. We built this app with a privacy-first approach, meaning your data stays on your device and under your control. We don't need to know who you are to help you manage your finances better.

Data We Collect

Data stored locally on your device:

  • Your transaction records and expense logs
  • Budget categories and limits you set
  • Financial goals and progress
  • App preferences and settings

Data you choose to share (optional):

  • Email address (only if you create an account)
  • Public profile information for community features
  • Anonymous statistics for leaderboards

How We Use Your Data

  • 1.Local Processing: All financial calculations and insights happen on your device. We don't process your financial data on our servers.
  • 2.Optional Sync: If you enable cloud backup, your encrypted data is stored securely and can only be decrypted by you.
  • 3.Community Features: Participation in challenges, leaderboards, or mentorship is entirely optional and only uses the information you explicitly share.

What We Don't Do

Sell your data to advertisers
Share data with third parties
Track your location
Read your messages or contacts
Store your bank credentials
Use your data for targeted ads

Your Rights

You have complete control over your data:

  • Access: View all data we have about you anytime
  • Export: Download your data in common formats
  • Delete: Remove your data and account permanently
  • Opt-out: Disable any optional data sharing at any time

Data Security

Your financial data is stored locally on your device using industry-standard encryption. If you choose to enable cloud sync, your data is encrypted before leaving your device using keys that only you control. We cannot access your financial data even if we wanted to.

Children's Privacy

Neemo is designed for users 13 years and older. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us.

Changes to This Policy

We may update this privacy policy from time to time. We will notify you of any significant changes through the app or via email if you have an account. The latest version will always be available on this page.

Questions?

If you have any questions about this Privacy Policy or how we handle your data, we're here to help.

Contact Us